Resources

Guides, articles & tools to help you decide

Name: Base Mortgages
Address: Auckland, NZ
Telephone: +64272664925
Price range: Free
Rating: 4.9

Plain-English mortgage content written for New Zealanders.

First Home Buyer's Complete Guide to KiwiSaver

Everything you need to know about using your KiwiSaver to buy your first home, withdrawal rules, eligibility, and how much you can access.

Many NZ banks offer cashback incentives when you take out a new mortgage. Here's how to make the most of it, and the catch to watch out for.

One of the most common questions we get. Here's a plain-English breakdown of both options and how to decide what suits your situation.

Your borrowing power depends on more than just your income. We explain the key factors NZ banks use to assess how much you can borrow.

Thinking about buying an investment property? From LVR rules to entity structures, here's what you need to know before you start.

Switching lenders could save you thousands, but it's not always the right move. Here's how to weigh up the costs and benefits.

Pre-approval lets you house hunt with a clear budget and act fast when you find the right property. Here's what the process actually involves.

When your fixed term expires, you have more options than just accepting your bank's rollover rate. Here's how to get the best outcome.

Let's chat about your mortgage situation. Karl is here to help with personalised advice.