About Us
Meet the team.
Base Mortgages was built on a simple belief: mortgage advice should be straightforward, personalised, and genuinely in your corner. Our team works with all five major NZ banks and a range of non-bank lenders to find the right solution for your situation.
Karl is the founder of Base Mortgages and is passionate about helping New Zealanders navigate the home loan process with confidence, whether you're buying your first home, refinancing, or growing a property portfolio.
With over 5 years of banking experience across BNZ and ASB, Vincent brings deep lender knowledge and a client-first approach to every mortgage. He's dedicated to finding the right solution and making the process as smooth as possible.
How We Work
Built on a simple idea.
Great mortgage advice should save you money, reduce stress, and set you up for the long term, not just get a deal done.
Whole-of-market access
We compare all five major banks and non-bank lenders to find the best fit for your situation.
Plain English advice
No jargon, no confusion. We explain everything clearly so you can make confident decisions.
Fast & proactive
We move quickly when you need to, and reach out before your rates expire.
Free to you
Our advice costs you nothing. We're paid by the bank when your mortgage settles.
Ready to work together?
Book a free 20-minute Discovery Call and let's talk about your mortgage goals.
Book a Free Discovery Call